Financial Risk Management, Inc. CA Lic. # 0F76074 has provided financial and estate planning strategies for valued clients for the past 10 years. With offices located in Lancaster, CA (Antelope Valley), and Glendale, CA (San Fernando Valley), and a host of professionals at your service, we have the right team to help reach your retirement goals!

The "Planning for Retirement" Team

Adrian B. Dares
President/CEO
CA Lic. # 0E02672

Adrian Dares is a fully licensed California Life Agent, dedicated to providing the highest level of service to our clients in the Antelope Valley and San Fernando Valley.

For nearly a decade. Adrian B. Dares has been providing his clients trusted and valuable financial solutions. He offers an extensive menu of services to help meet their needs of virtually any client at any stage of life, and his company, Financial Risk Management, Inc. Insurance Agency, provides a multitude of financial services and income planning strategies. Adrian is a dynamic and informative seminar speaker at regularly scheduled financial seminars throughout Southern California.

Adrian has an extensive experience in the areas of retirement planning strategies, fixed and fixed indexed annuities, life insurance, and long term care insurance. He is affiliated with a wide array of different carriers, allowing him the freedom to tailor individual strategies to each client's specific needs & objectives, and his detail-oriented approach has helped scores of valued clients enjoy the increased reassurance they desire.

Adrian has been named to multiple insurance companies’ Top Producers lists throughout the country for his outstanding achievements. He is also a nationally-recognized speaker sitting on the Advisory Board of Personalized Brokerage Services (PBS) – one of the premier Field Marketing Organizations in the country.

Adrian is an active member of the Antelope Valley chapter of the National Association of Insurance & Financial Advisors (NAIFA) as well as being a Court and Top of the Table member of the Million Dollar Round Table (MDRT). He serves as the Board Director for the local Chamber of Commerce and was selected as one of the top three Business Men of the Year for Antelope Valley in 2007. Adrian is a proud father and resides in Antelope Valley with his wife and 2 of his children.

Joseph B. McHugh, Esq.
Estate Planning Attorney

The Law Offices of Joseph B. McHugh provides a service of Estate Planning to our clients. Joe has an undergraduate degree from California State University at Fullerton in Business Administration, with an emphasis on Finance and Accounting. Joe is an active member of the State Bar of California, as well as the Bar's Estate Planning, Trust and Probate Law Section, the National Association of Elder Law Attorneys, California Advocates for Nursing Home Reform and the Los Angeles County Bar. Joe is also a Civilian Volunteer with the Los Angeles County Sheriff's Mounted Posse.  A frequent seminar speaker, Joe resides in Southern California with his wife and two children.

Services Provided:
• Wills, Trusts and Estate Planning
• Elder Law
• Durable Powers of Attorney and Advance Health Care Directives
• Probate and Trust Terminations
• Conservatorships / Guardianships
• Business Formation and Incorporations
• Contracts and General Domestic and International Business Transactions
• Business Organizational Law, such as setting up partnerships, limited liability companies,
corporations, limited partnerships, etc., as well as contracts and general business counsel.

Visit The Law Offices of Joseph B. McHugh website!

 

Nico Jarrett
Office Manager 

Nico Jarrett joined Financial Risk Management, Inc. Insurance Agency in 2004. Nico has a Business Degree and certifications in the areas of Management, Small Business Management, and Marketing. As the Office Manager, Nico is responsible for overseeing day-to-day operations, new business transactions, in-force policies, and coordinating dinner events.  

 

 

John Lee
Preservation Specialist/Marketing Director

John Lee joined Financial Risk Management, Inc. Insurance Agency in early 2009. As a retired Firefighter with 30 years of service, John knows the importance of a sound retirement strategy. John will help you preserve your retirement and work towards the American Dream in the midst of rough economic times.

 

 

Randall Fall
Real Estate Broker 

With over 20 years’ experience, Randall knows that buying or selling a home is one of the most important things you may ever do. Randall will be there to help make that experience as smooth and successful as possible.